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Average monthly accident-and-illness premium for cats is about $32 ($383/year)
Source: North American Pet Health Insurance Association (2025)
Source
NAPHIA State of the Industry Report 2025North American Pet Health Insurance Association (2025)
North American Pet Health Insurance Association. (2025). NAPHIA State of the Industry Report 2025. As cited in Cat Cognition. https://catcognition.com/statistics/economics/#us-cat-insurance-premium-avg-2024
$5.2 billion
The North American pet insurance market reached $5.2 billion in written premium in 2024, up 20.8% from 2023
North American Pet Health Insurance Association (2025)
$152 billion
Total US pet industry expenditures reached $152 billion in 2024
American Pet Products Association (2025)
$1,311
Cat owners spent an average of $1,311 per household in 2024, up from $1,235 in 2023
American Veterinary Medical Association (2025)
$529
Cat owners spent an average of $529 on veterinary care in 2025
American Veterinary Medical Association (2025)
